CCTerminal
Internet Based Credit Card Processing for Small Businesses

Credit Card Processing Services recognizes that there are tens of thousands of small businesses who would like to accept credit cards to increase their business, but because of minimal charge volume they either do not want to or cannot justify spending hundreds of dollars to purchase a credit card terminal or become locked in a four year equipment lease costing thousands.

Over the past ten years we have received hundreds of requests from small merchants who have wanted to process cards manually and deposit their sales slips at their local bank. Repeatedly we have joked with them that this is the way the “Flintstones” used to process charges, and that most every bank in the United States has phased out manual deposit of credit cards.

Now, through the magic of the Internet, Credit Card Processing Services has developed the perfect “Jetson” solution for the low volume credit card merchant. We call this program CCTerminal.

What type of merchant is CCTerminal best suited?

  • Merchants processing less than $2,500 per month
  • Merchants who process charges sporadically
  • Merchants who normally do not have the ability to swipe a card through a terminal such as trades people, craft vendors, on the road sales, home-based businesses, and low volume websites.

How does the CCTerminal program work?

Your business will accept credit cards from your customers in a manner appropriate for your type of business. This can either be via the Internet, over the phone, through the mail, or face-to-face using a manual imprinter (aka knucklebuster) while out in the field. In those cases where you are selling a product or providing a service on the spot you are able to utilize the voice authorization center from your merchant processor to be sure that the card you accepted is valid and has enough credit limit for your sale.

You will then go to your computer and bring up the CCTerminal screen where you will manually key in all of the relevant credit card data including customer account number, expiration date, and dollar amount of the transaction. You will also have the ability to perform Address Verification (AVS) by inputting the customer’s street address and zip code as well as the 3 digit security code from the back of the card. Transactions are processed in real-time via the Internet in a matter of seconds and batches are settled automatically every day. It couldn’t be simpler!

How much will this cost me?

CCTerminal Setup
Free! (Valued at $149.00)
Monthly Fee
$15.00

 

MasterCard & Visa Rate*
2.25 % + 30 Cents per Transaction
Monthly Statement Fee
$10.00
Monthly Minimum Fee
$10.00

* Above MasterCard & Visa rate is for manually keyed consumer cards with AVS
* Business/Corporate cards are billed at a higher discount rate
* CCPS can also assist you with setup for American Express and Discover

Do you want to process in the field with your laptop?

No problem. The CCTerminal program can be installed right on your laptop. You can even attach a portable mag-stripe reader, encrypted PINpad for online debit, and a portable thermal receipt printer and you are set to process swiped sales just like you had a retail store. In this scenario we will set your account up to qualify for lower rate swiped transactions. Just ask Kevin for the details.

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CCTerminal is a registered trademark of Credit Card Processing Services, Inc.
EPNJPOS is a product of eProcessingNetwork, LLC

Credit Card Processing Services, Inc. is a registered ISO/MSP of HSBC Bank USA, National Association, Buffalo, NY

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